The scheduled Canada Pension Plan (CPP) payment was issued on Thursday, September 25, 2025, providing retirees, disabled individuals, and survivors across Canada with their monthly pension income. This payment included the 2.7% cost-of-living increase applied in January 2025, ensuring benefits kept pace with inflation.

Key payment details

The August payment has already been deposited for those enrolled in direct deposit, while cheque recipients may have experienced standard postal delivery times.

The remaining CPP payments for 2025 are confirmed as:

• October 29, 2025 (Wednesday)
• November 26, 2025 (Wednesday)
• December 22, 2025 (Monday)

2025 CPP increase

Earlier this year, the CRA confirmed a 2.7% increase in CPP benefits, tied to the Consumer Price Index (CPI). This adjustment supports Canadians as they manage higher prices for essentials such as groceries, housing, and healthcare.

In 2025:

• Maximum retirement pension at age 65: $1,433/month
• Average monthly payment: about $900

Individual amounts vary depending on career contributions and the chosen start age.

Who qualifies

CPP remains a contributory, earnings-based plan. To receive benefits, individuals must be at least 60 years old and have made at least one valid contribution during their working years. Retirees may choose to begin earlier (with reduced payments) or delay up to 70 (with increased payments). Once payments begin, they are adjusted annually to match inflation.

Additional benefits

Many Canadians receiving CPP also qualify for related supports:

• Old Age Security (OAS): Up to $727.67 (ages 65–74) or $800.44 (75+) monthly in the July–September 2025 quarter.
• Guaranteed Income Supplement (GIS): For low-income OAS recipients, up to $1,086.88/month may be added, depending on income level and marital status.
• Post-Retirement Benefit (PRB): Available to those still working between ages 60–70 after starting CPP.

Disability and survivor coverage

CPP also covers:

• Disability benefit for contributors under 65 with severe, long-term disabilities.
• Survivor’s pension for spouses or partners of deceased contributors.
• Children’s benefits for dependent students under 25.

The September 25, 2025, CPP payment has been delivered successfully, reflecting this year’s inflationary adjustment. With upcoming CPP payments in October, November, and December scheduled, seniors and eligible contributors can plan their finances with greater certainty.

For details on your exact entitlement, log into your My Service Canada Account or consult the Government of Canada CPP program resources.

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