Wilmington, United States – September 04, 2026 – Credditt has announced the launch of Light Verify Loans, a new loan-matching service online now that connects consumers with independent lenders offering personal and installment loan options of up to $50,000. The service is separate from Credditt’s standard loan product and introduces different loan amounts, state availability, lender criteria and secured title-loan options in selected markets.
Light Verify Loans are designed for consumers seeking access to a wider range of borrowing options through an online request process. Credditt does not issue loans directly. Instead, the company operates an online matching platform through which participating third-party lenders independently assess applicants and determine whether loan offers are available.
Broader Loan Evaluation and Online Processing
Consumers can submit a Light Verify Loan request online, with the initial process typically taking only a few minutes. Participating lenders may evaluate factors including income, cash flow, existing debt obligations and overall financial capacity rather than relying solely on an applicant’s credit score.
Loan requests can range from $200 to $50,000, subject to individual lender requirements, state regulations, income and creditworthiness. Checking available options through the service uses a soft credit inquiry, although a lender may conduct a hard credit inquiry if a consumer chooses to proceed with a specific offer.
The launch comes as online lending continues to shift toward digital underwriting and broader use of financial information beyond traditional credit scores. For consumers with limited, fair or poor credit histories, these underwriting approaches can provide lenders with additional information when assessing repayment capacity.
Title-Loan Availability Expands Product Scope
A notable difference between Light Verify Loans and Credditt’s existing service is the availability of vehicle title-based installment loans through participating lenders in jurisdictions where such lending is permitted.
Title-loan options are currently listed as available through network lenders in Alabama, Arizona, Delaware, Kansas, Missouri, Mississippi, Nevada, South Carolina, Tennessee, Texas, Utah and Wisconsin, subject to applicable state law and individual lender requirements.
“Really excited about what this new service might bring to our customers,” said Todd of Credditt. “The fact that we can now offer access to title-loan options through participating lenders in Texas, Utah, Wisconsin and other eligible states is definitely something new for us. It gives consumers another type of financing option to consider depending on their circumstances.”
State Availability and Consumer Considerations
Credditt states that Light Verify Loans are available to qualified residents across 45 states, with availability differing from the company’s primary loan service. Loan products, amounts and terms vary by lender and jurisdiction.
Consumers who receive an offer are provided with the applicable interest rate, annual percentage rate, repayment schedule and other loan terms before accepting an agreement. Submission of a request does not guarantee approval, funding or connection with a lender.
Credditt says the service is free for consumers to use, with no application fee charged by the platform. Funding timing also varies by lender and financial institution, with some approved loans potentially funded as soon as the same or next business day.
Forward-Looking and Risk Information
Availability of Light Verify Loans may change based on lender participation, state lending laws, underwriting standards and broader credit-market conditions. Loan amounts, APRs, repayment terms and approval decisions are determined by individual lenders. Credditt does not guarantee that an applicant will qualify for a particular loan amount, rate or product.
Consumers should review all disclosures, repayment obligations and potential costs before entering into a loan agreement.
About Credditt
Credditt is an online loan-request platform based in Wilmington, Delaware. The company, founded in 2025, connects consumers seeking personal and installment loans with independent third-party lenders and provides options for applicants across a range of credit profiles. Credditt is not a direct lender, loan broker or financial institution and does not make credit decisions or issue loans.
Website: https://www.credditt.com
Media Contact
Company Name: Credditt
Contact Person: Todd
Email: Send Email
Phone: 302-735-0002
Address:800 N King Street Suite 304
City: Wilmington
State: Delaware
Country: United States
Website: https://www.credditt.com