Debt Settlement Attorney Guides Individuals on Navigating Contacts from Phillips & Cohen Associates

Debt Settlement Attorney Guides Individuals on Navigating Contacts from Phillips & Cohen Associates

Spent Law Group’s ( debt settlement attorney has just released an enlightening new article titled ‘What Should You Do When Phillips & Cohen Associates Contacts You?’. This piece offers comprehensive guidance to individuals who find themselves in contact with the debt collection agency, Phillips & Cohen Associates.

The debt settlement attorney comprehensively outlines the dynamics of the debt collection process. In particular, the attorney explains the role of Phillips & Cohen Associates, a prominent debt collection agency focused on the recovery of outstanding debts and estate accounts. The agency often engaged in debt collection activities on behalf of creditors, including financial institutions, healthcare providers, and other organizations.

The debt settlement attorney explains that if Phillips & Cohen Associates contact an individual, it is because they believe an unpaid debt exists. The company may have been assigned by their client to recover the debt, or they may have acquired the debt from the original creditor. Understanding these dynamics is a critical first step in navigating such situations.

“During these challenging times, it is crucial to be aware of individuals’ rights and options,” says the debt settlement attorney. 

The comprehensive guide further clarifies the steps to take upon contact from a collection agency. These include verifying the legitimacy of the contract, reviewing the debt information in detail, requesting debt validation, and disputing the debt, if necessary.

The article also highlights the importance of understanding one’s rights when dealing with a debt collection agency. It provides an overview of the Fair Debt Collection Practices Act (FDCPA), a US federal law that regulates the behavior and practices of third-party debt collectors.

“Debtors need to be aware of the statute of limitations in their jurisdiction, as it can provide a defense against legal actions for older debts,” the debt settlement attorney from Spent Law Group states. They also offer advice on using legal tools like cease and desist letters to stop harassment from debt collection agencies.

The article serves as a reminder of the importance of seeking professional legal assistance when dealing with debt collection issues. The debt settlement attorney encourages individuals to take proactive steps in securing their financial well-being by consulting professionals who can guide them towards resolution and long-term financial stability.

It’s clear that with the right information and advice, individuals can navigate the complexity of dealing with debt collection agencies efficiently and confidently. This article serves as a powerful resource for those seeking to understand and assert their rights in such situations.

About Spent Law Group:

Spent Law Group is a distinguished law firm providing comprehensive legal services to individuals dealing with debt collection and related financial issues. The firm’s team of seasoned attorneys is committed to addressing debt issues and achieving financial recovery for their clients. The firm upholds the rights of individuals, ensuring lawful and respectful interactions with debt collection agencies. Beyond immediate concerns, the attorneys at Spent Law Group can guide clients towards long-term financial stability through proficient financial management and credit rebuilding strategies. The mission is to empower individuals on their journey to financial recovery and peace of mind.


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Company Name: SPENT Law Group
Contact Person: Daniel Kravets
Email: Send Email
Phone: (855) 332-8457
Address:1000 Northbrook Dr
City: Feasterville-Trevose
State: Pennsylvania 19053
Country: United States