Gen Z and Millennials are looking for something more than a spark in a relationship; they are looking for a “financial flame”. It is a dating trend on CharmDate.com that encourages singles to prioritize the importance of the financial security of their dates before going any further. Ongoing economic crises caused by rising inflation, the pandemic, and other factors made singles understand the importance of finances in every aspect of their lives; including relationships.
Apart from personalities, couples should match in credit scores, bank statements, and assets, among other factors that could influence their lives economically.
How Does it Work?
Relationships that start with “financial flames” are not based on financial interest. Instead, a “financial flame” relationship starts with a mature approach between two people who don’t see the world through rose glasses, thinking that love could solve all their problems and it’s all they need to live. Many singles had problems in past relationships caused by the financial instability of their partners or they are working hard to keep up with the economic difficulties alone. For those reasons, they do not want to date someone who will turn into a burden and make their lives more difficult, especially if they are looking for serious relationships.
Finances Do Matter According to Surveys
According to the results of several surveys, singles prioritize financial health over all the other factors that formerly motivated people to start new relationships. Over 42% of the participants of the survey commissioned by Propeller Insights responded that the financial conditions of their partners are not only an important factor when seeking a potential match but they are their top priority. A survey led by a company Affirm discovered that 51% of millennial respondents listed the ability to manage money as the number one attractive trait. However, a survey from TD Bank found that 27% of its respondents talked about finances with their dates before arranging the first date.
The listed results tell us that singles are more interested in finances than they would like to admit, while a great number of them do not feel confident enough to ask questions about the topic because of the fear of seeming materialistic.
CharmDate experts support the maturity of discussing finances openly and understanding the importance of this topic for the further development of the relationship. If financial health is ignored at the beginning, it could be a stepping stone or even a dealbreaker later on. For that reason, it is highly recommended to accept the advantages of the ongoing dating trend. However, CharmDate professionals advise a subtle approach to it. Not everyone is following the trend and some people don’t know about it enough. For that reason, rather than asking questions before or on the first date, they recommend prioritizing personalities in relationships before gathering financial information. If someone asks direct questions about finances immediately, they might seem like they are following the “sugar relationship” more and that could drive their possible dates away. Talking enough to feel comfortable asking such questions is a better approach because it sets an example about mature relationships with great potential to succeed.
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