BROOKLYN, NY – In the aftermath of a multi-car accident, determining which insurance company pays and in what order can be a major source of confusion for those involved. The Brooklyn car accident lawyers at Kucher Law Group (https://www.rrklawgroup.com/whose-insurance-pays-in-a-multi-car-accident-in-new-york/), led by Samantha Kucher, are helping injured individuals in Kings County navigate the often-complicated insurance claims process that follows these chaotic roadway events.
Multi-vehicle accidents, often occurring on Brooklyn’s high-traffic corridors like the Brooklyn-Queens Expressway or Flatbush Avenue, can involve several drivers, each potentially sharing partial blame. As Brooklyn car accident lawyers, the Kucher Law Group team works to assess liability and ensure clients receive proper compensation under New York’s comparative negligence system. “Each driver receives a fault percentage based on their actions,” notes the article. This fault-based approach determines how damages are allocated, with each insurance provider covering costs relative to their policyholder’s share of responsibility.
For those involved in these pile-ups, the first source of compensation often comes from their own insurance policy. Under New York’s no-fault insurance laws, individuals must file claims with their own provider regardless of who caused the accident. Still, that doesn’t end the conversation. As Brooklyn car accident lawyers, Samantha Kucher and her team help clients understand when additional coverage comes into play, especially if the at-fault driver’s insurance is insufficient or nonexistent.
“New York’s no-fault system requires own insurance to pay medical bills up to $50,000 regardless of fault,” the article explains. That includes coverage through Personal Injury Protection (PIP), which helps pay for immediate medical expenses and lost wages. But once injuries reach a certain level of severity, including permanent disability or significant disfigurement, victims may step outside the no-fault system to pursue legal action against the negligent driver or drivers. This is where having the guidance of a Brooklyn car accident lawyer like Samantha Kucher becomes critical.
The Kucher Law Group handles cases where determining liability is anything but straightforward. A single distracted driver may initiate the chain reaction, but others could be partially responsible due to tailgating, speeding, or failing to react appropriately. “One driver may have been speeding while another failed to signal,” the article explains, highlighting how fault can be shared in different degrees.
Beyond just identifying who was at fault, Samantha Kucher and her legal team assist with interpreting various layers of insurance coverage that may be involved in these accidents. In cases where the at-fault driver’s liability insurance doesn’t cover the full cost of injuries or damage, underinsured motorist coverage (UIM) and uninsured motorist (UM) coverage through the injured driver’s own policy may be triggered. Additionally, excess liability or umbrella policies can come into play when damages surpass primary coverage limits.
Medical treatment for victims is often handled by local facilities like Brooklyn Hospital Center, Maimonides Medical Center, and NYC Health + Hospitals/Kings County, all of which accept no-fault insurance. The attorneys at Kucher Law Group help ensure clients’ medical documentation supports claims for compensation, whether under no-fault provisions or through civil lawsuits.
Economic losses are just one part of the equation. Victims may also be entitled to compensation for pain and suffering if injuries meet the serious injury threshold. These non-economic damages account for physical discomfort, emotional trauma, and reductions in quality of life. According to the article, “Serious injuries allow lawsuits against at-fault drivers,” making it essential to understand whether one’s injuries qualify.
Time is also a factor. New York allows a three-year window to file personal injury and property damage claims. However, no-fault claims must be initiated within 30 days, and those involving government entities, such as accidents with city-owned vehicles, require notice within just 90 days. Samantha Kucher encourages individuals to act quickly to avoid missing important legal deadlines and to preserve valuable evidence.
Multi-car accidents can leave victims unsure where to turn. Conflicting accounts, complicated insurance interactions, and the stress of physical recovery all add to the challenge. The Brooklyn car accident lawyers at Kucher Law Group guide clients through every step, from the initial claim filing to negotiating with insurance companies and pursuing legal action when necessary.
When facing complicated multi-vehicle collisions, accident victims don’t have to handle insurance companies on their own. As Samantha Kucher emphasizes, “The team investigates liability, deals with multiple insurance companies, and fights for full compensation.”
The legal process can feel overwhelming, but knowing the options under New York law helps to take control. If a person has been injured in a multi-car accident in Brooklyn, they may be entitled to compensation beyond what their insurance initially provides. Working with a knowledgeable attorney like Samantha Kucher ensures the case is evaluated properly and rights are protected at every stage.
About Kucher Law Group:
Kucher Law Group, based in Brooklyn, NY, represents individuals injured in car accidents and other personal injury matters throughout Kings County and New York. Led by attorney Samantha Kucher, the firm handles challenging cases involving multi-car collisions, insurance disputes, and serious injury claims. The team is committed to helping accident victims recover the compensation they deserve under New York law.
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Email: contact@rrklawgroup.com
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Company Name: Kucher Law Group
Contact Person: Samantha Kucher
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Phone: (929) 563-6780
Address:463 Pulaski St #1c
City: Brooklyn
State: New York 11221
Country: United States
Website: https://www.rrklawgroup.com/