AIA Financial Services Associate Director, Alan Tok, talks about financial planning

AIA Financial Services Associate Director, Alan Tok, talks about financial planning

MDRT-qualified and founder of SP-ATOM-SJGroup discusses financial planning as a career and how he ensures the best financial planning for his clients.

Since embarking onto the financial industry for almost 14 years, Alan Tok has been offering quality financial advice to Singaporeans. In 2011, just within a year after breaking through the industry, he achieved the coveted Million Dollar Round Table (MDRT). 

As a founder of SP-ATOM-SJGroup, Alan’s consultancy has won several awards and other achievements — for instance, earning the Pinnacle Agency from 2015 to 2018 and spearheading the AIA MDRT Agency from 2016 to 2018.

As an AIA Financial Services manager in 2014, Alan was awarded the 4th runner-up in the Financial Services Manager Category company-wide before stepping in as an AIA Financial Services Associate Director the same year.

Apart from his prior experience in being a Senior Business Manager in HSBC and being part of the Million Dollar Round Table as early as 2011, Alan has also achieved to be in the Top 10 in new Financial Services Associate Director category in 2015 in AIA Singapore.

Receiving his acclaim from past clients, Alan has been praised to be a true professional in his field, simplifying the understanding of the risks and possible opportunities to help manage his client’s insurance needs. His experience has made him a highly capable financial services consultant, who puts his customers at the heart of everything he does, making him trustworthy and proactive as well.

Additionally, Alan has worked with multiple financial services consultants over the years, many of whom truly enjoyed working with Alan and his team. As a team leader and mentor, he has been consistently praised by the financial services consultants under him as being a caring and diligent leader who does his very best and gives his utmost attention to every member in his team, to ensure every financial services consultant under him achieves success in the industry.

Alicia Koh, an AIA Financial Services Consultant, has worked with Alan. Describing him to be ‘consistently guiding and mentoring the team and will make sure he leaves no one behind.’ 

Alicia Koh – “I have joined Alan’s team since 2018. Throughout this meaningful journey as a financial services consultant, he has always been a responsible and caring boss. One thing admirable about Alan is that he is consistently guiding and mentoring the team and he will make sure he leaves no one behind. Whenever we need Alan’s help, he will always be just a phone call away. Besides being a great leader, he is also a very dear friend where he will give wise advice and share life experiences to his junior colleagues. A humorous and amicable individual to work with too.”

Another AIA Financial Services Consultant under Alan, Sim Yue Xin holds Alan in very high regard.

“Alan’s approach to mentoring each individual in the agency is consistent, encouraging and innovative. He conducts weekly one to one mentoring sessions and bi-weekly productivity meeting for all to bounce off ideas and share problems. He always does his best to establish a comfortable working relationship with all of us such that we are always welcomed to raise any difficulties we may face at work or about life. I admire Alan as a leader, who always prioritises learning and exploring new methods of working although he has many other duties. For instance, in the face of the recent pandemic outbreak, he was quick to highlight to us about the importance of adapting and embracing online solutions to continue providing our customers with the best service experiences and made sure to share with us what we could do to improve our online presence. His proactive approach to solving any challenges, motivates me to work harder and smarter!” – Sim Yue Xin,23

Alan has personally revealed how he works for and with his clients, and ensures the best financial planning for whomever he works with and has worked with. This methodology which his team at SP-ATOM SJGROUP also adopts has been proven to be highly successful in ensuring that his customers’ are adequately protected.

1. Placing himself in the shoes of his client and combining it with his experience.

Alan uses his ability to converse and understand to advise and address necessary information during their life stages, letting his clients understand the relevant and potential scenarios that could arise. Being responsible in setting the core foundation in financial planning, Alan helps his clients to achieve their goals with a holistic approach to address their needs, based on their life stages.

2. Using Technology to his advantage 

With modern day technology coming into play, Alan uses this to his advantage by using AIA iResource tools which he uses to help his clients see and understand their shortfall with clarity. By helping them answer the ‘What if’ to map out their current situation and to create a plan that suits their desired goal and identifying the do’s and don’ts in which can be attainable and achieved with the right expectations in the timeline set, Alan incorporates financial advisory via Financial Health Review with clients to craft out the best suitable financial plans for his clients.

3. Seeing the big picture

After devising an appropriate plan for his clients, Alan would work with his clients to figure out which insurance products / plans that would be suitable to help them reach what they want to achieve based on their risk appetite. Committed to building long-term relationships, Alan meets his clients on a regular basis to follow-up on their insurance portfolios to help ensure that they are on the right track to attaining their financial goals so that they can enjoy their desired golden retirement and, ensuring that they are adequately protected at all times. With extensive experience in the financial services industry, Alan helps clients from all age groups to execute their desired financial plans and goals, providing them with relevant financial perspectives.

Alan is committed to building a vibrant and efficient team of young, motivated, and hardworking individuals to bring about the best financial services in Singapore. This is why, he is constantly looking to expand his team and recruiting fresh graduates or university students who have a passion to help people be protected, drive to succeed and are interested in kick-starting  their career in the financial services industry.

Alan is part of the SP-ATOM-SJGroup, an authorised representative of AIA Singapore Private Limited (Reg. No. 201106386R). This is not an official AIA news article. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No.201106386R) (AIA), any other agency, organisation, employer or company.

Media Contact
Company Name: ATom SJgroup
Contact Person: Alan Tok
Email: Send Email
Phone: +65 94358811
Address:AIA Alexandra, 371 Alexandra Road #12-23
City: Singapore
Country: Singapore