NEWTON, NJ – September 25, 2025 – Home Insurance Agency, a Newton-based independent provider of property and casualty insurance, announced today the expansion of its personalized home insurance services across New Jersey. The company, headquartered at 241 Newton Sparta Road, specializes in tailored policies that protect homeowners, landlords, and renters from financial loss. With this expansion, more New Jersey residents will have access to trusted local expertise and flexible coverage options.
“Buying or maintaining a home is one of the biggest financial commitments people make, and protecting that investment requires thoughtful coverage,” a company spokesperson said. “Our goal is to make insurance understandable and accessible so residents don’t just purchase a policy—they gain confidence in their protection.”
Home Insurance Agency partners with multiple top-rated carriers, offering a variety of coverage types that include homeowners insurance, rental property insurance, liability protection, and additional endorsements to fit unique risks. Unlike captive agencies that represent only one insurer, Home Insurance Agency provides clients with a range of choices and helps them compare costs, terms, and coverage levels.
According to the Insurance Information Institute, about two out of three U.S. homes are underinsured, leaving homeowners exposed to significant financial gaps in the event of a loss. Home Insurance Agency seeks to address this issue by conducting personalized risk assessments for each client. These reviews take into account not only the home’s replacement cost, but also factors such as location, age of the structure, and lifestyle needs.
“Every property is different, and so are the families who live in them,” the spokesperson added. “We don’t believe in cookie-cutter insurance. We believe in listening first, then finding coverage that fits.”
In addition to offering policies, the agency provides ongoing policy reviews to ensure clients remain adequately covered as property values rise or as family needs change. The company also educates homeowners about deductibles, exclusions, and the importance of supplemental coverage such as flood or umbrella policies, which can prevent costly surprises after a claim.
The expansion comes at a time when many New Jersey homeowners are facing rising costs due to inflation, severe weather events, and higher construction expenses. A recent report from CoreLogic found that New Jersey ranks among the top 10 states most vulnerable to coastal storm damage, underscoring the importance of comprehensive property coverage in the region. By broadening its service area, Home Insurance Agency aims to help more residents protect against these risks while managing costs.
With deep roots in Sussex County, the agency has built its reputation on personal service and community connections. Staff members are available to meet clients in person at the Newton office or by phone at 732-597-6131. Online consultations and quote requests are also available through the agency’s website, homeinsuranceagency.com/areas/new-jersey.
“Our community approach is what sets us apart,” the spokesperson said. “We live and work here too, so when storms hit or emergencies happen, we’re not just agents—we’re neighbors. That perspective drives everything we do.”
Home Insurance Agency invites New Jersey residents to schedule a free consultation to review their current coverage or request a customized insurance quote. Consultations are available in person, by phone, or online.
For more information, visit homeinsuranceagency.com/areas/new-jersey.
About Home Insurance Agency
Home Insurance Agency is an independent insurance provider based in Newton, New Jersey. The agency offers personalized insurance solutions for homeowners, landlords, and renters across the state. By partnering with top-rated carriers, Home Insurance Agency delivers flexible, competitive coverage options designed to protect New Jersey residents from financial loss. The company’s mission is to combine local expertise with customer-first service, ensuring every client understands and feels confident about their coverage.
Media Contact
Company Name: Home Insurance Agency
Contact Person: Dan Bentson
Email: Send Email
Phone: 732-597-6131
Address:241 Newton Sparta Rd
City: Newton
State: NJ 07860
Country: United States
Website: https://homeinsuranceagency.com/areas/new-jersey/