New Jersey wills attorney Christine Matus (https://matuslaw.com/5-different-types-of-wills) of The Matus Law Group has released a comprehensive overview explaining five types of wills commonly used in estate planning. Christine Matus offers this guide to help New Jersey residents understand the distinctions between will formats and choose one that reflects personal needs and legal standards. The article serves as a practical resource for those beginning or updating estate plans.
Christine Matus, a New Jersey wills attorney with decades of experience in estate and family planning law, explains that selecting the appropriate type of will is a critical step in protecting both assets and loved ones. The published guide covers Simple Wills, Pour-Over Wills, Holographic Wills, Deathbed Wills, and wills designed for couples, such as Joint, Mutual, and Mirror Wills. Christine Matus emphasizes the importance of aligning each type with current circumstances and future intentions.
According to New Jersey wills attorney Christine Matus, “Different life situations call for different documents.” The article highlights how a will functions not only as a legal directive but also as a tool for ensuring that personal wishes are followed, assets are distributed properly, and family members are cared for after death.
A Simple Will provides a basic framework for distributing property, appointing an executor, and naming guardians for minor children. This form is best suited to individuals with uncomplicated estates. Christine Matus clarifies that New Jersey does not provide statutory will forms, but a valid will must be written, signed by the testator or someone at the testator’s direction, and witnessed by at least two people.
The Pour-Over Will is used in conjunction with a living trust. This type of will ensures that any assets not already transferred into the trust are moved there upon death. Christine Matus notes that under New Jersey law, such transfers are allowed even if the trust is amendable or revocable. A Pour-Over Will can support a unified estate strategy and simplify distribution through the terms of the trust.
For those considering handwritten wills, the Holographic Will is recognized under New Jersey law. Christine Matus explains that no witnesses are needed if the material portions of the document are entirely in the testator’s handwriting and signed. The article advises against mixing typed and handwritten content. Courts may apply New Jersey’s “harmless error” rule if clear evidence shows the decedent intended the document to serve as a will.
Christine Matus also outlines the limitations of Deathbed Wills, or oral wills, which are not valid in New Jersey. Even if spoken in the presence of witnesses, such wills do not meet the state’s requirement for written and properly executed documents. This section serves as a reminder that preparing documents early is essential for legality and clarity.
Wills for couples include Joint, Mutual, and Mirror Wills. A Joint Will combines both partners’ intentions in a single document, but it can limit the survivor’s ability to make changes. Mutual Wills are separate wills tied by an agreement not to alter terms later. Mirror Wills are individual documents with matching terms that allow flexibility for future updates. Christine Matus recommends careful review of these formats to match the couple’s long-term plans and family structure.
The article emphasizes how legal guidance can assist with evaluating assets, avoiding conflicts with insurance or retirement accounts, setting survivorship terms, and ensuring that all documents comply with New Jersey’s formal requirements. Christine Matus advises taking time to clarify goals and selecting a format that balances clarity, legal enforceability, and future flexibility. “Talk through your goals before choosing carefully,” states Christine Matus.
Proper estate planning begins with understanding available will types. From simple instructions to complex arrangements involving trusts, selecting the right document can prevent confusion and protect loved ones. A properly prepared will also allows clear direction for debts, taxes, and the appointment of guardians or executors.
Christine Matus provides this guide to help New Jersey residents prepare with confidence. Creating a valid will ensures that final wishes are honored and family members are not left with unanswered questions or unnecessary legal complications.
Start planning now to avoid future stress and uncertainty. For those considering a new will or reviewing an existing one, The Matus Law Group offers support in understanding available options and creating documents that comply with New Jersey law.
About The Matus Law Group:
The Matus Law Group is a New Jersey-based law firm focused on estate planning, wills, trusts, and matters involving family asset protection. Founded by Christine Matus, the firm helps clients establish legally sound plans that reflect their wishes and safeguard their families.
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