{"id":848092,"date":"2026-11-14T03:41:03","date_gmt":"2026-11-14T03:41:03","guid":{"rendered":"https:\/\/www.abnewswire.com\/pressreleases\/?p=848092"},"modified":"2026-11-14T03:41:03","modified_gmt":"2026-11-14T03:41:03","slug":"mineo-salcedo-law-firm-adds-consumer-debt-defense-to-help-floridians-respond-to-collection-lawsuits","status":"publish","type":"post","link":"https:\/\/www.abnewswire.com\/pressreleases\/mineo-salcedo-law-firm-adds-consumer-debt-defense-to-help-floridians-respond-to-collection-lawsuits_848092.html","title":{"rendered":"Mineo Salcedo Law Firm Adds Consumer Debt Defense to Help Floridians Respond to Collection Lawsuits"},"content":{"rendered":"
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Mineo Salcedo Law Firm<\/div>\n<\/div>\n<\/div>\n
The Mineo Salcedo Law Firm in Davie, FL, now offers consumer debt defense for Floridians sued over credit cards, personal loans and other debts. The firm warns that many of these cases end in default judgments because the person sued doesn\u2019t respond in time. It also highlights Florida protections, including head-of-family wage exemptions, limits on collectors and time limits for suing on old debts.<\/div>\n

Davie, Fla. – November 14, 2026 –<\/strong> The Mineo Salcedo Law Firm has added consumer debt defense<\/a> to its practice, representing Floridians who have been sued over credit card balances, personal loans and other consumer debts. The firm says many of these lawsuits end in default judgments simply because the person sued did not respond in time. The new practice builds on the firm’s general civil litigation<\/a> work.<\/p>\n

In most Florida county and circuit court cases, a defendant has 20 days after being served to file a written response, under Florida Rule of Civil Procedure 1.140. Small claims cases, which cover amounts up to $8,000, usually do not require a written answer, but the defendant must appear at the pretrial conference listed in the summons. If a defendant does nothing, the creditor can ask the court for a default judgment.<\/p>\n

Florida law also provides protections that many consumers do not know about:<\/p>\n