{"id":822637,"date":"2026-06-30T13:32:03","date_gmt":"2026-06-30T13:32:03","guid":{"rendered":"https:\/\/www.abnewswire.com\/pressreleases\/?p=822637"},"modified":"2026-06-30T13:32:03","modified_gmt":"2026-06-30T13:32:03","slug":"why-high-earners-stay-broke-sydney-couple-says-the-problem-isnt-the-income-its-the-mindset","status":"publish","type":"post","link":"https:\/\/www.abnewswire.com\/pressreleases\/why-high-earners-stay-broke-sydney-couple-says-the-problem-isnt-the-income-its-the-mindset_822637.html","title":{"rendered":"Why High Earners Stay Broke: Sydney Couple Says the problem isn\u2019t the income, it’s the mindset"},"content":{"rendered":"
Rish and Devy Marathe \u2014 founders of buyers agency Secure Future Property Solutions \u2014 rebuilt from near-zero to a seven-figure net worth in four years. Now they argue that the real reason successful professionals can’t build wealth is psychological, and that it’s quietly widening the gap between the rich and everyone else.<\/div>\n

SYDNEY – 30 JUNE, 2026 –<\/strong> A growing number of high-income professionals are earning more than ever and saving less than they should — and according to Sydney couple Rish and Devy Marathe, the cause has almost nothing to do with budgeting, discipline, or financial literacy.<\/p>\n

“You can earn six figures and still feel broke,” says Rish Marathe, who together with his wife Devy founded the personal brand Rish Talks Money. “I’ve watched people with thirty thousand dollars in savings lose sleep when their account dips below two hundred. The feeling of being broke has nothing to do with how much money you actually have — and until you fix that, no budget on earth will hold.”<\/p>\n

Their central claim is one most money experts avoid: that overspending among high earners is not a discipline problem but an emotional one — a way of soothing a deeper sense of “not being enough” that often traces back to childhood.<\/p>\n

“Most people aren’t spending because they’re irresponsible,” says Rish. “They’re spending to feel acknowledged, to keep up, to quiet an old insecurity. It’s closer to an addiction than a maths error. And you can’t fix an emotional problem with a spreadsheet.”<\/p>\n

The couple speak from direct experience. In 2022, after losing approximately $150,000 in cryptocurrency and relocating to Australia, Rish and Devy rebuilt their finances from roughly $3,000 in savings. The turning point, they say, came when they split the problem in two: Devy took complete control of the couple’s money and day-to-day financial decisions, while Rish focused on repairing the emotional relationship with money that had driven years of overspending.<\/p>\n

“Devy managed the money for over a year — every dollar I earned reported to her,” says Rish. “She ran the plan while I did the inner work. That division saved us.”<\/p>\n

For Devy, the rebuild meant a year of radical, deliberate frugality. “I was buying one-dollar clearance t-shirts,” she says. “No brands, no fine dining, no fancy holidays. Just simple, home-cooked meals and a boring plan we actually stuck to. It wasn’t glamorous, but it worked — and for the first time, it felt like we were building something instead of performing it.”<\/p>\n

Living below their means allowed them to save their way into their first property and leverage it into a portfolio now worth more than $3.5 million, with a net worth exceeding $1.5 million. They went on to found Secure Future Property Solutions, a Sydney buyers agency that has since helped more than 50 clients build wealth through property.<\/p>\n

But the couple say their mission is far larger than any single portfolio — and points to what they believe is the real engine of the wealth divide.<\/p>\n

“The rich invest in assets that grow. The middle class spend on liabilities that fall in value — cars, luxury, the things that look like wealth but quietly drain it,” says Rish. “People will happily put a hundred thousand dollars into a car and forty thousand into a luxury holiday without blinking. Ask them to invest that same money into an appreciating asset and they freeze with fear. That single difference — assets versus liabilities — is why the gap between the rich and everyone else keeps growing.”<\/p>\n

The couple are guided by one of Warren Buffett’s best-known principles: be fearful when others are greedy, and greedy when others are fearful. “When the climate gets uncertain, people stop investing and start spending on things that comfort them,” says Rish. “But that’s exactly when the real wealth is built — by buying assets when everyone else is too afraid to.”<\/p>\n

Closing that gap, they argue, requires two things rarely taught together: practical money and investing systems, and the inner work of dismantling the limiting beliefs and money trauma that drive financial self-sabotage. Their coaching pairs straightforward saving and investing strategy with identity and emotional-regulation techniques — an approach they summarise as treating the wealth gap as a psychological problem before a financial one.<\/p>\n

Both bring formal credentials to the work alongside lived experience. Rish is a certified personal finance coach, the author of the Amazon bestseller Wired to Fail, and has completed investor training grounded in the value-investing philosophy made famous by Warren Buffett. Devy is an established buyers agent in Sydney. The pair currently run their wealth-coaching work alongside their established careers — a deliberate choice, they say, to model the exact “build wealth on the side, calmly and consistently” path they teach.<\/p>\n

Their message to the high earner quietly panicking every time they open their banking app is blunt but reassuring: “You’re not bad with money,” says Rish. “You’ve just been using your income to perform success instead of building wealth. Once you understand that, everything changes — and for the first time, you can actually sleep at night.”<\/p>\n

Rish and Devy Marathe share their approach through Rish Talks Money and work with professionals seeking to turn high incomes into lasting wealth.<\/p>\n

About Rish and Devy Marathe <\/strong><\/p>\n

Rish and Devy Marathe are a Sydney-based couple, the creators of Rish Talks Money, and the founders of Secure Future Property Solutions, a buyers agency that has helped more than 50 clients build wealth through property. After rebuilding their own finances from near-zero to a multi-million-dollar property portfolio in four years — with Devy running the financial plan and Rish leading the emotional and mindset work — they now help high-earning professionals close the gap between what they earn and what they keep. Rish is a certified personal finance coach and the author of the Amazon bestseller Wired to Fail; Devy is an established Sydney buyers agent. Together they combine practical wealth strategy with the inner work most money advice ignores.<\/p>\n

Media Contact <\/strong><\/p>\n

Rish Marathe & Devy Marathe<\/p>\n

Email: securefutureproperties@gmail.com<\/a><\/p>\n

Website: securefutureproperty.com.au<\/a><\/p>\n

Instagram: @rishtalksmoney | @devy.buyersagent<\/p>\n

Media Contact<\/span>
Company Name:<\/strong> Secure Future Property Solutions Pty Ltd<\/a>
Contact Person:<\/strong> Rish Marathe & Devy Marathe
Email:<\/strong> Send Email<\/a>
Country:<\/strong> Australia
Website:<\/strong> www.securefutureproperty.com.au<\/a><\/p>\n

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Rish and Devy Marathe \u2014 founders of buyers agency Secure Future Property Solutions \u2014 rebuilt from near-zero to a seven-figure net worth in four years. Now they argue that the real reason successful professionals can’t build wealth is psychological, and … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[440],"tags":[],"class_list":["post-822637","post","type-post","status-publish","format-standard","hentry","category-Real-Estate"],"_links":{"self":[{"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/posts\/822637","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/comments?post=822637"}],"version-history":[{"count":0,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/posts\/822637\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/media?parent=822637"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/categories?post=822637"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/tags?post=822637"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}