{"id":790000,"date":"2026-02-10T17:28:02","date_gmt":"2026-02-10T17:28:02","guid":{"rendered":"https:\/\/www.abnewswire.com\/pressreleases\/?p=790000"},"modified":"2026-02-10T17:28:02","modified_gmt":"2026-02-10T17:28:02","slug":"rising-flood-risk-outpaces-fema-maps-as-billiondollar-disaster-costs-surge-nationwide","status":"publish","type":"post","link":"https:\/\/www.abnewswire.com\/pressreleases\/rising-flood-risk-outpaces-fema-maps-as-billiondollar-disaster-costs-surge-nationwide_790000.html","title":{"rendered":"Rising Flood Risk Outpaces FEMA Maps as Billion-Dollar Disaster Costs Surge Nationwide"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong><img decoding=\"async\" src=\"https:\/\/www.abnewswire.com\/upload\/2026\/02\/b1198fe0a535eb4f028e6082d8d16573.jpg\" alt=\"\" \/><\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>Salt Lake City, Utah &#8211;&nbsp;<\/strong>America&rsquo;s flood maps are falling behind a rapidly growing reality: flood disasters are escalating nationwide, exposing millions of households to rising risk. New national data from NOAA&rsquo;s National Centers for Environmental Information (NCEI) shows a sharp escalation in the number of billion-dollar weather and climate disasters across the United States from 1980 to 2024. This includes the most common natural disaster, flooding.<\/p>\n<p style=\"text-align: justify;\">Yet many communities still rely on FEMA flood maps that have not been updated in years or decades, creating a widening gap between mapped risk and actual risk.<\/p>\n<p style=\"text-align: justify;\">&ldquo;Flooding is evolving faster than FEMA&rsquo;s mapping cycle,&rdquo; said Brian Adamson, spokesperson for <a rel=\"nofollow\" href=\"https:\/\/www.floodprice.com\/?utm_source=pr&amp;utm_medium=flood-risks\">FloodPrice.com<\/a>. &ldquo;Homeowners who believe they&rsquo;re &lsquo;low risk&rsquo; based solely on FEMA maps may be facing far greater exposure today than those maps suggest.&rdquo;<\/p>\n<p style=\"text-align: justify;\"><strong>Flood Disasters Are Increasing &mdash; Even in Areas Considered &ldquo;Low Risk&rdquo;<\/strong><\/p>\n<p style=\"text-align: justify;\">The long-term national trend is unambiguous: the U.S. is experiencing more frequent and more costly flood-related disasters. NOAA&rsquo;s Billion-Dollar Disasters analysis shows a dramatic increase in severe storm, tropical cyclone, and flooding events over the past several decades, with cumulative annual costs often surpassing $100 billion.<\/p>\n<p style=\"text-align: justify;\"><img decoding=\"async\" src=\"https:\/\/www.abnewswire.com\/upload\/2026\/02\/57954dee821e3f72f70f53897d9bc714.jpg\" alt=\"\" \/><\/p>\n<p style=\"text-align: justify;\">The chart shows losses adjusted for inflation (CPI), meaning all costs are converted into today&rsquo;s dollars so they can be accurately compared across decades. It represents direct losses from major weather events, including flooding, severe storms, tropical systems, and winter storms.<\/p>\n<p style=\"text-align: justify;\"><em>*Chart Source: <\/em><em>NOAA National Centers for Environmental Information (NCEI) U.S. Billion-Dollar Weather and Climate Disasters (2025).<\/em> <a rel=\"nofollow\" href=\"https:\/\/www.ncei.noaa.gov\/access\/billions\/\">https:\/\/www.ncei.noaa.gov\/access\/billions\/<\/a>,<em> DOI:<\/em> <a rel=\"nofollow\" href=\"https:\/\/www.doi.org\/10.25921\/stkw-7w73\">10.25921\/stkw-7w73<\/a><\/p>\n<p style=\"text-align: justify;\"><em>Additional information can be found here: https:\/\/www.ncei.noaa.gov\/access\/billions\/state-summary\/US<\/em><\/p>\n<p style=\"text-align: justify;\"><strong>A New Challenge: NOAA Will No Longer Update the Billion-Dollar Disasters Dataset<\/strong><\/p>\n<p style=\"text-align: justify;\">NOAA recently announced that its National Centers for Environmental Information (NCEI) will discontinue updates to the Billion-Dollar Weather and Climate Disasters dataset due to changing priorities, statutory requirements, and staffing limitations. All existing reports from 1980&ndash;2024 will remain fully archived and authoritative, but no new annual updates are planned. NOAA has invited public feedback through the NESDIS Notice of Changes website.<\/p>\n<p style=\"text-align: justify;\">This change has significant implications. For more than four decades, the dataset has been one of the clearest nationwide indicators of the financial toll of severe weather and flood-related events. Without future updates, homeowners, insurers, local governments, and researchers may have less visibility into emerging risk trends at a time when flood hazards continue to intensify.<\/p>\n<p style=\"text-align: justify;\">&ldquo;This type of information gap affects preparedness,&rdquo; added Adamson. &ldquo;As major national datasets sunset and FEMA&rsquo;s maps continue to lag behind reality, homeowners will need additional tools to understand their true flood exposure.&rdquo;<\/p>\n<p style=\"text-align: justify;\"><strong>Outdated FEMA Maps Leave Millions Vulnerable<\/strong><\/p>\n<p style=\"text-align: justify;\">Federal and independent analyses continue to show that FEMA flood maps underrepresent real-world flood risk:<\/p>\n<ul style=\"text-align: justify;\">\n<li><strong>Nearly two-thirds of FEMA flood maps are more than five years old<\/strong>, and many communities still rely on decades-old data.<\/li>\n<li>Current maps <strong>do not fully account<\/strong> for climate-driven rainfall, land-use changes, or sea-level rise.<\/li>\n<li><strong>More than 25% of flood insurance claims occur outside FEMA&rsquo;s &ldquo;high-risk&rdquo; zones<\/strong> &mdash; areas where coverage is often optional.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">As flood disasters increase and updated mapping becomes less frequent, the burden shifts to homeowners to proactively identify their exposure.<\/p>\n<p style=\"text-align: justify;\"><strong>How Homeowners Can Stay Ahead of Rising Flood Risk<\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>1. Check your property&rsquo;s flood zone using updated tools.<\/strong><\/p>\n<p style=\"text-align: justify;\">FloodPrice.com offers a free lookup tool that pulls official FEMA data while providing clear guidance.<\/p>\n<p style=\"text-align: justify;\">Visit: <a rel=\"nofollow\" href=\"https:\/\/www.floodprice.com\/fema-flood-zone-map?utm_source=pr&amp;utm_medium=flood-risks\">https:\/\/www.floodprice.com\/fema-flood-zone-map<\/a><\/p>\n<p style=\"text-align: justify;\"><strong>2. Review your homeowners policy.<\/strong><\/p>\n<p style=\"text-align: justify;\">Standard homeowners insurance typically does <strong>not<\/strong> cover flood damage from a natural source.<\/p>\n<p style=\"text-align: justify;\"><strong>3. Compare NFIP and private flood insurance.<\/strong><\/p>\n<p style=\"text-align: justify;\">Private flood insurance options may offer different coverage features and improved pricing, depending on eligibility. For a fast online quote that offers a side-by-side comparison, visit FloodPrice.com.<\/p>\n<p style=\"text-align: justify;\"><strong>4. Consider mitigation steps.<\/strong><\/p>\n<p style=\"text-align: justify;\">Improving drainage, installing backflow valves, elevating mechanical systems, and other steps can reduce flood impact and may reduce the cost of a flood policy.<\/p>\n<p style=\"text-align: justify;\"><strong>About FloodPrice.com<\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>FloodPrice.com<\/strong> is a national flood insurance marketplace helping homeowners understand flood risk and compare NFIP and private flood insurance options online in minutes. With easy-to-use tools and transparent guidance, FloodPrice.com empowers homeowners to make informed decisions about protecting their property.<\/p>\n<p style=\"text-align: justify;\">Learn more or check your property&rsquo;s flood zone at:<\/p>\n<p style=\"text-align: justify;\">https:\/\/www.floodprice.com\/fema-flood-zone-map<\/p>\n<p><span style='font-size:18px !important;'>Media Contact<\/span><br \/><strong>Company Name:<\/strong> <a href=\"https:\/\/www.abnewswire.com\/companyname\/floodprice.com_175557.html\" rel=\"nofollow\">FloodPrice.com<\/a><br \/><strong>Contact Person:<\/strong> Nancy Reveles<br \/><strong>Email:<\/strong> <a href=\"https:\/\/www.abnewswire.com\/email_contact_us.php?pr=rising-flood-risk-outpaces-fema-maps-as-billiondollar-disaster-costs-surge-nationwide\" rel=\"nofollow\">Send Email<\/a><br \/><strong>City:<\/strong> Salt Lake City<br \/><strong>State:<\/strong> Utah<br \/><strong>Country:<\/strong> United States<br \/><strong>Website:<\/strong> <a href=\"http:\/\/www.floodprice.com\" target=\"_blank\" rel=\"nofollow\">www.floodprice.com<\/a><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.abnewswire.com\/press_stat.php?pr=rising-flood-risk-outpaces-fema-maps-as-billiondollar-disaster-costs-surge-nationwide\" alt=\"\" width=\"1px\" height=\"1px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Salt Lake City, Utah &#8211;&nbsp;America&rsquo;s flood maps are falling behind a rapidly growing reality: flood disasters are escalating nationwide, exposing millions of households to rising risk. New national data from NOAA&rsquo;s National Centers for Environmental Information (NCEI) shows a sharp &hellip; <a href=\"https:\/\/www.abnewswire.com\/pressreleases\/rising-flood-risk-outpaces-fema-maps-as-billiondollar-disaster-costs-surge-nationwide_790000.html\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[401,425,426,404],"tags":[],"class_list":["post-790000","post","type-post","status-publish","format-standard","hentry","category-Business","category-Finance","category-Financial-Market","category-US"],"_links":{"self":[{"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/posts\/790000","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/comments?post=790000"}],"version-history":[{"count":0,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/posts\/790000\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/media?parent=790000"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/categories?post=790000"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.abnewswire.com\/pressreleases\/wp-json\/wp\/v2\/tags?post=790000"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}