Washington, DC – Insurance premiums are on the rise and this has given a rise for Indemnity Health Plans. They offer comprehensive health coverage that are 50% less the the ACA health Exchange Plans.
Many Americans are already benefiting from the Indemnity Insurance Plans since they can be far less expensive than Obamacare, and they are not subject to the Affordable Care Act (ACA) mandates. additionally, unlike Exchange Plans, they offer first dollar coverage. This means benfits are paid before having to meet a deductable. Indemnity Plans cover doctor office visits, labs, testing, diagnostics, prescriptions, inpatient and outpatient benefits, hospitalization, and dental and critical illness.
“Many americans tend not to care about maternity coverage or pediatic dentasl when they can get quality comprehensive benefits at a much more affordable monthly Premium,” said Mary Harp, General Agent and Enrollment Director at the company. Also, according to Ms. harp, “We feel that we are touching all the basis by offereing affordable monthly premiums, comprehensive quality coverage and ACA compliance.”
You Select Your Health Plan, Inc. offers insurance plans to individuals, families, and small businesses who find Obamacare too expensive or have missed out on an open enrollment period. The company works on an individual need basis and budget offering more choices then many times otherwise available.
Although an Indemnity Health Insurance Plana as a standalone are not ACA compliant, they can be combined with a Minimal Essential Coverage Plan to offer 100% coverage of the wellness and preventive benefits. By doing so at a nominally low monthly increase in premiium cost, they achieve ACA compliance with no IRS tax penalty.
The You Select Your Health Plan, Inc. polices are medically underwritten. Individuals dealing with serious health conditions such as cancer or heart disease may not qualify. Whereas many other individuals can certainly benefit from the economically sound alternative to the Obamacare Market exchange Plans and costs – which have quicly become the country’s high-risk insurance pool.