Credit card processing services and the rates you pay is a complicated process.
We suggest interchange pricing. Interchange pricing is the pricing the banks pay plus a small markup.
Merchant Resources provides interchange and your effective rate is 1.6% retail and 1.99% internet.
Authorizenet.com is a popular online software with many compatible shopping carts.
Customer support is a concern, we have found, with many square reader merchants. Square reader merchants are not satified with the customer support they are receiving.
Merchant Resources provides a chip card reader named the VX520 with chip reader. This chip reader is apple pay, google pay and samsung capable. There is no cost for this terminal to new merchants.
Other benefits with Merchant Resources are:
1. No minimums
2. No statement fees
3. No yearly fees
4. Statements viewable online
5. Free paper for life
6. No contract-month to month
7. 24/7 customer support
8. Second largest merchant acquirer in the USA