Chapes-JPL Provides Short Term Loans for Small Business

20 May, 2015 – USA – Chapes-JPL is pleased to announce its 35th year in operation providing Atlanta small businesses with reliable short term financing options. Since its inception in 1980, Chapes-JPL in Buckhead has grown into a leading short term lender that remains committed to providing convenient finance options for its clients. Located at 3355 Lenox Road, Suite 875 in Atlanta, Chapes-JPL also invites people to visit their website for more information about their finance services. It specializes in providing short term loans as low as $500 or as high as $5 million at the most affordable interest rates possible.
Business owners who utilize the services available at Chapes-JPL have the discretion to use their loans for a variety of purposes. Some of the more popular uses for the short term financing available here include:
  • Making payroll
  • Paying taxes
  • Ordering additional inventory
  • Expanding businesses
  • Meeting regular expenses while awaiting invoices and accounts receivable to be paid in full

Chapes-JPL understands the intricacies that come with running a successful business today. In most cases, few restrictions come with how clients can utilize the money obtained through the short term financing options available to them.

In today’s competitive lending industry, banks and credit unions continue to employ strict criteria for approving loan applicants. These criteria come in response to the recent economic downturn. Many business owners needing financing are reluctant to approach traditional financiers because they fear being turned down for money that they need today.  

However, Chapes-JPL aims to make the lending process easier and less worrisome for both their new and existing customers. Financing is based on the value of a person’s collateral rather than his or her credit score and credit history. In fact, Chapes-JPL does not utilize a formal application process, but rather gauges how much to lend a person based on the type of collateral this person is using to back the loan. No credit check is required for applicants, and they can typically find out in a matter of minutes if they are approved and if so, for how much money.

Moreover, small business owners who come to Chapes-JPL for financing are encouraged to use a variety of items for collateral. Some of the more common things of value used for securing a loan include:

  • Diamonds
  • Gold
  • Silver
  • Other precious metals
  • Gemstones
  • Platinum bars 
  • Valuable coins
  • Fine watches
  • Designer luggage
  • Designer handbags
  • Luxury automobiles
  • Luxury boats
  • Fine art

The value of these goods will determine how much money a client can be approved for today. After the first loan is paid in full, these goods can also be used again to secure future financing as needed.

For short term collateral loans Chapes-JPL is more affordable than a traditional pawn shop and strives to prove the lowest rates in the industry. Chapes-JPL understands how important it is for people to feel like they can trust their lender from the start. Which is why the transaction is conducted within their private offices and all collateral is kept secure in bank vaults.

You can simply start the process by calling or visiting the website online to set an appointment. At which time you will meet with one of our loan specialists who can appraise the collateral and determine a loan amount. The entire process, once they meet with someone in person, takes around 20 minutes to complete. People who are approved can walk out with the money they need for their business in hand.

Many business owners find the process so simple at Chapes-JPL’s that they use this loan option as a continuous source of cash. Similar to a revolving line of credit using the assets acquired when business is good. This established loan option gives business owners the money they need on the day they need it, without waiting weeks or months for bank approvals.

Additional it should be known that Chapes-JPL is a member of the Atlanta Better Business Bureau and maintains an A+ rating and is a company that is in good standing in the community. With 35 years of short term financing to its credit, this company remains committed to helping small business owners get the money they need to survive and thrive in today’s competitive business market.

Small business owners remain some of the most challenging clients for banks, credit unions, and traditional lenders to approve for loans. When small business owners in the Atlanta area want to avoid the continued stringent lending process laid out by these institutions, they can secure short term financing through Chapes-JPL on assets they already own. This Atlanta short term lender has been in business for over 35 years and comtinues to help business owners with their financing needs.

For more information just visit the website

Media Contact
Company Name: Chapes-JPL
Email: Send Email
Phone: 404-504-7021
Address:3355 Lenox Rd, Suite 875
City: Atlanta
State: GA
Country: United States