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The unique David Osler Auto Insurance Saver Tool is an excellent way for Alaska drivers to easily compare auto insurance rate quotes in Alaska without having to enter much personal information or call around to various insurance agents. The service is on a highly secure system and privacy is protected so consumers can rate shop with confidence.
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Each state in the United States has its own set of insurance laws that govern drivers, with Alaska being no exception. This information helps to educate on the auto insurance requirements in the state of Alaska and what they actually mean for both drivers as well as passengers. You will also find further information how the laws in Alaska can impact drivers who are looking to take legal action or file a claim after an auto accident.
For Insurance Purposes, Alaska Is A “Fault” State. Also known as an “at-fault” state, or tort state, this means that drivers and passengers in Alaska have a number of options if they are looking are insured in a motor vehicle accident, such as:
• Filing a claim with their own insurance company
• Filing a claim using the insurance company of the other driver, also known as a third party claim, and
• Filing their own personal injury lawsuit
The course of action that is to be taken will normally be determined by whoever is at fault or responsible legally for the accident. A driver that is at fault will normally have to take responsibility for the paying of property damage, medical bills and any other losses from the accident. The driver found at fault in the state of Alaska might also face suspension of their driver’s license or a number of other penalties put in place by the Division Of Motor Vehicles for the state.
Minimum Requirements For Car Insurance In Alaska are as follows. If you want to be able to operate a vehicle in the state of Alaska, you have to carry a minimum of insurance:
• Liability for property damage of $25,000 per accident
• Liability for bodily injury of $50,000 for each person and $100,000 per accident
The insurance for bodily injury liability till pay for any medical bills and other related costs should you be at fault if the accident kills or injures a person. The property damage liability portion of the insurance will cover any property damage that takes place in an accident when you’re found at fault.
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DavidOsler.com is a leading online auto insurance shopping marketplace that connects consumers with select insurance company agents. DavidOsler.com operates the free automated auto insurance rate-shopping tool called “Auto Insurance Saver” currently available in most every state in the United States. The unique automated tool enables consumers to quickly access competing auto insurance rate quotes from a number of select top insurance providers who are competing for the driver’s insurance business, without being required to enter too much personal information. DavidOsler.com does not provide quotes directly to consumers. DavidOsler.com does not provide insurance and is not a licensed insurance provider but connects consumers with select insurance agents via its unique, free “Auto Insurance Saver” tool.