Founded in 2005, HOS Financial is Canada’s largest Rent-to-Own home leasing company. HOS was created to support families in purchasing a home when traditional mortgage companies are unable to do so.
HOS can help families in ways that a traditional bank cannot if you have:
- Insufficient funds for a down payment
- Damaged or bruised credit—we will work with all credit types
- Undeclared business or self-employment income
- Recently moved to Canada
- Experienced unexpected life events
How does HOS enable so many Canadians to become homeowners?
- By providing the guidance future homeowners need to work around these tight government guidelines.
- By hiring specialists – mortgage brokers, real estate professionals, lawyers, accountants, etc. – familiar with the ever changing real estate market.
- By offering consumers economical and socially conscious answers.
- By offering families the credit counselling needed to attain their financial goals. Such counselling includes credit score and profile management as well as tips on how to build their credit through certain loan and credit card programs.
HOS Financial Inc. has assisted more Canadians with the home buying process than any other rent-to own-company in Canada. In 2010, HOS established an innovative new Lease Buy Back program which protects homeowners from Power of Sale and Foreclosure.
HOS Financial Inc. can assist you if you have ever wanted to buy a home and been told “no” by traditional banks. They can also help if you are in danger of losing your current home through Power of Sale or Foreclosure due to unforeseen personal circumstances.
All you need to buy your own home is the following:
- A steady income.
- The desire to stop paying rent.
- The desire to repair your credit.
- A down payment of 3% or $10,000.
About HOS Financial Inc.
HOS Financial Inc is a national lease purchasing program with the following mission:
“To help consumers achieve the dream of home ownership when their bank or mortgage company says “no”…”no” to financing a new home purchase and “no” to renewing an existing mortgage which can put families into a “Power of Sale” or foreclosure.”
HOS Financial Inc has been helping families pursue and attain their dreams of home ownership since 2005. They achieve this by offering them the answers they need through the ground-breaking Lease Purchase (Rent-to-Own) program.
This innovative new rent-to-own program was created to assist families who have had issues with their credit score due to unforeseen events.
Even if you are facing a “Power of Sale” or foreclosure, HOS Financial Inc. can help. The professionals at HOS Financial are aware of how quickly life can change and are capable of assisting consumers with these issues.
Give HOS Financial Inc a call today and see how the professional staff can assist you and your family- either in achieving your home owning dream, or maintaining the home you already have worked so hard to buy.