HUNT VALLEY, MD – All Risks, Ltd., the nation’s largest independent wholesaler, offers a new exclusive A.M. Best A rated market for small USL&H employers. This is an admitted Workers’ Compensation/United States Longshore and Harbor Workers Compensation Act (USL&H)/Maritime Employers Liability (MEL) product for marine risks as part of All Risks’ National Specialty Programs Unit. This market is available in 14 states: AK, AL, AZ, CA, CO, HI, ID, LA, MS, NV, OK, TX, UT, and WA and is available in other states as incidental.
Benefits of writing with All Risks include: an admitted A.M. Best A- XI rated carrier; policies are non-accessible (no joint and several liability); USL&H Second Injury Fund Assessment is included in premium; coverage for Employers Liability 905(b) claims is included; actual MEL payrolls are acceptable; MEL limit of $1,000,000 and Transportation, Wages, Maintenance & Cure (TWM&C) and in rem for owned vessels is included.
Additionally, All Risks has several in-house Longshore Workers’ Compensation markets available on a nationwide basis in all states. All Risks writes risks with incidental USL&H exposures up to 100% USL&H, including recreational marine business. State Act, USL&H, and MEL are available on one policy. Submission requirements include a completed and signed ACORD application, five years currently valued loss runs, e-mod worksheet, supplemental application (not applicable for marinas without USL&H exposure), and five years payroll by classification.
View more information about this product or download applications at http://completemarkets.com/company/allrisks/uslandh-insurance/
All Risks, Ltd., based in Hunt Valley, Maryland, is the largest national independent wholesale brokerage firm offering comprehensive insurance solutions with a full service platform of brokerage, contract binding, exclusive national programs and specialty personal lines products for retail insurance agents and brokers nationwide. The 51-year-old firm employs 800 staff members in offices located in Maryland, Arizona, California, Colorado, DC, Florida, Georgia, Illinois, Indiana, Louisiana, Minnesota, New Jersey, New York, North Carolina, Pennsylvania, Texas, Virginia and Washington. To learn more, please visit http://completemarkets.com/company/allrisks/