Auto Insurance in Rancho Cucamonga Ca is a necessity whether you have personal vehicles or a company with a large fleet. They should all be covered by insurance policy.
A personal policy purchased vehicle owners mitigate costs associated with getting into an auto accident. Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.
Commercial insurance policies cover any vehicle used for business purposes including cars, trucks, semis, tankers, flatbeds and tractors etc used by you or your employees in the operation of the company.
Any vehicle being used for business purposes can technically be considered a commercial vehicle that must be insured by a commercial vehicle insurance policy.
For the home-based business or sole proprietorship a personal auto policy does not cover business usage. Since personal auto policies were not meant for businesses, they are written and rated differently. These types of operations should consider the coverage and protection found in a small business auto insurance policy.
Commercial vehicle insurance covers liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage.
Fifty years ago Sean Connery appeared as James Bond in Goldfinger, the third movie of the extremely popular 007 franchise.
One of the co-stars in the movie was a Aston Martin DB5, of course fully loaded with top legendary gadgets installed at Q Branch.
There were four vehicles originally produced for Goldfinger. One was used for movie stunts, two for P.R purposes and the infamous one that James Bond uses on screen.
Although it had less than 15 minutes of screen time the Aston Martin became one of the most famous vehicles in the world. Ownership of this car, or at least a stripped down version, was every man’s dream.
The Aston Martin DB5 used by Bond in the movie ended up in the hands of Richard Losee. The car was purchased by developer Anthony Pugliese III for $275,000 at a Sothebys auction in 1986.
Pugliese didn’t run down to the grocery store to impress shoppers in this beauty instead it was placed on exhibit in dozens of museums, auto shows, and other venues. In between exhibitions the Aston Martin was stored in a hangar at Boca Raton Airport.
In the mid-1990s Pugliese executed a new policy for 80 percent of the appraised value of the car, which at that time was $4.2 million.
In 1997 somebody took their dream of ownership a little too far and stole the famous Aston Martin DB5. Thieves cut gate hinges and alarm wires, then using axle chains, dragged the car out of the hanger at Boca Raton Airport. Skid marks ended where a small cargo plane could have been parked.
Since that night the Aston Martin DB5 has never been seen and the Boca Raton Police Department now consider the case inactive.
Although detectives suspected Pugliese of masterminding the heist, they couldn’t prove it and in late 1997 the insurance company paid out on the policy.
Is the car at the bottom of the Gulf of Mexico rusting, or in a private collection somewhere? Either way the Aston Martin DB5, sadly, will probably never see the light of day again. Despite the dubious circumstances the heist, the car was insured.
As it was displayed at many different venues it probably would have been covered by commercial vehicle insurance policy. If Pugliese did not have this type of coverage he would be out the car and his initial investment.
Whether it’s one Aston Martin or a fleet of them but commercial vehicles should be covered.
For more information on coverage please click here http://www.autoinsuranceranchocucamonga.com/
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